Stop Throwing your Money Away on Mortgage Insurance!

Are you aware that if you purchased your home within the last two years, you could very well be giving your mortgage lender an additional $100 to $400 per month for unnecessary Mortgage Insurance premiums. These insurance premiums could easily amount to over $40,000 during the remaining term of your loan...and these premiums are not tax deductible.

You may not be aware that this Mortgage Insurance is not a policy that pays off your mortgage in the event of death. This mortgage insurance benefits only your mortgage lender in the event of foreclosure.

This Mortgage Insurance can be easily removed from your loan based on today's appraised value!

Mortgage insurance is placed on your loan at the time you borrow the money if the loan-to-value exceeds 80% of the sale price, or the appraised value. Public records indicate the market value of homes in your area has escalated 10% or more during the last two (2) years.

I am "qualified" to provide the needed appraisal report to remove this Mortgage Insurance premium. I have performed thousands of reports for all the major lenders and I can help you. Also, you may not be aware that the County Tax Assessor's Office is currently assessing all the homes in your area for property tax increases. The reports we provide may also help you challenge your new assessments. Additionally, if you are thinking about refinancing your home, I work with many of the major lenders and can provide (at no cost to you) a referral to a lender that specializes in your area.

I specialize in the Orange, Los Angeles, Riverside & San Bernadino Counties and will give you the "personal service" with the needed expertise. I provide answers for my clients with all real estate matters. Also, if you are considering selling or buying real estate call me first.

Call today to see if your home qualifies.

Tim Castroreale
CA. Certified Real Estate Appraiser

Phone:

(714) 964-6330